Search inside eBookDB

Author: DIANE Publishing Company
Publisher: DIANE Publishing
Keywords: loans, borrowers, sba, comparison, business, small
Number of Pages: 68
Published: 1996-12-01
ISBN-10: 078813583X
ISBN-13: 9780788135835

Provides information on the role that the SBA's 7(a) program plays in small business financing. Specifically: (1) how the characteristics -- sizes, interest rates, and maturities of 7(a) loans compare with those of small businesses that did not involve a guarantee from SBA, and (2) how the characteristics of 7(a) borrowers compare with small business borrowers that did not obtain 7(a) loans. Also provides information on reasons underlying private lenders' decisions to participate or not participate in the 7(a) program. Charts and tables.

Author: DIANE Publishing Company
Publisher: DIANE Publishing
Keywords: mergers, farmer, rancher, borrowers, fcb, impacts, credit, system, potential, farm
Number of Pages: 124
Published: 1995-03-01
ISBN-10: 0788117572
ISBN-13: 9780788117572

Discusses the potential impact of mergers of the Farm Credit Banks on Farm Credit System borrowers. Focuses on the mergers that took place or were planned since 1992. Evaluates the potential effects of bank mergers on System member-borrowers by assessing several factors, including (1) economies of scale, (2) the level of services offered by associations, (3) the System's operation as a cooperative, & (4) the bank-association relationship. Charts & tables.

Author: Gene Amromin (au)
Publisher: DIANE Publishing
Keywords: mortgages, complex
Number of Pages: 57
Published: 2011-08
ISBN-10: 1437987850
ISBN-13: 9781437987850

CM became a popular borrowing instrument during the bullish housing market of the early 2000s but vanished rapidly during the subsequent downturn. These non-traditional loans (interest only, negative amortization, and teaser mortgages) enable households to postpone loan repayment compared to traditional mortgages and hence relax borrowing constraints. But, they increase household leverage and heighten dependence on mortgage refinancing. CM were chosen by prime borrowers with high income levels seeking to purchase expensive houses relative to their incomes. Borrowers with CM experience substant

Author: Robert A. Robinson
Publisher: DIANE Publishing
Keywords: farm, loan, portfolio, update, agency, service, consolidated, cfsa
Number of Pages: 84
Published: 1995-06
ISBN-10: 0788136623
ISBN-13: 9780788136627

As of Mar. 31, 1995, the Consolidated Farm Service Agency outstanding principal for active direct & guaranteed farm loans to the nation's farmers totaled $17.8 billion. This report provides information on: levels of outstanding debt on active loans & amounts owed by delinquent borrowers as of Mar. 31, 1995; losses on farm loans from FY 1989 through Mar. 31, 1995; & new loans to borrowers who are delinquent & to borrowers whose past defaults resulted in losses. This report does not address the many management & policy issues associated with the federal farm loan program. Charts & tables.

Author: William B. Shear
Publisher: DIANE Publishing
Keywords: performance, nonprime, mortgage, market, loan, equity, level, information, negative, home, state
Number of Pages: 38
Published: 2010-10
ISBN-10: 1437934943
ISBN-13: 9781437934946

The decline of home prices in many parts of the country has left millions of homeowners with negative home equity, meaning that their outstanding mortgage balances exceed the current value of their homes. A substantial proportion of borrowers with active nonprime mortgages had negative equity in their homes as of June 30, 2009. For ex., among the 16 metro areas examined, the percentage of nonprime borrowers with negative equity ranged from about 9% (Denver, CO) to more than 90% (Las Vegas, NV). This report examines, at the state level, the estimated proportion of nonprime borrowers with active

Author: Matthew J. Scire
Publisher: DIANE Publishing
Keywords: improved, need, controls, over, borrowers, counseling, underscore, issues, product, mortgages, complexity, consumer, protection, reverse
Number of Pages: 80
Published: 2009-12
ISBN-10: 143791859X
ISBN-13: 9781437918595

Reverse mortgages -- a type of loan against the borrower's home that is available to seniors -- are growing in popularity. However, concerns have emerged about the adequacy of consumer protections for this product. Most reverse mortgages are made under the HUD Home Equity Conversion Mortgage (HECM) program. HUD insures the mortgages, which are made by private lenders, and oversees the agencies that provide counseling to prospective HECM borrowers. This report examines issues and federal activities related to: (1) the potential benefits and costs of HECMs to borrowers; (2) misleading HECM marke

Author: DIANE Publishing Company
Publisher: DIANE Publishing
Keywords: program, could, managed, effectively, loan, farm, home, administration, guaranteed, farmers
Number of Pages: 70
Published: 1995-04-01
ISBN-10: 0788116797
ISBN-13: 9780788116797

Covers: the extent of loses under the guaranteed farm loan program compared with those under the direct loan program; the extent to which the guaranteed farm loan program has graduated FmHA's direct loan borrowers to commercial credit; and ways to make the guaranteed farm loan program more of a source for funding direct loan borrowers. 14 charts and tables
(Page 1 of 8)    First  
   Next   Last  Go to Page:
No Books found.