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Author: DIANE Publishing Company
Publisher: DIANE Publishing
Keywords: program, could, managed, effectively, loan, farm, home, administration, guaranteed, farmers
Number of Pages: 70
Published: 1995-04-01
ISBN-10: 0788116797
ISBN-13: 9780788116797

Covers: the extent of loses under the guaranteed farm loan program compared with those under the direct loan program; the extent to which the guaranteed farm loan program has graduated FmHA's direct loan borrowers to commercial credit; and ways to make the guaranteed farm loan program more of a source for funding direct loan borrowers. 14 charts and tables

Author: Simon H. Kwan
Publisher: DIANE Publishing
Keywords: lending, bank, crisis, financial
Number of Pages: 43
Published: 2010-10
ISBN-10: 1437933807
ISBN-13: 9781437933802

Estimates the amount of tightening in bank commercial and industrial (C&I) loan rates during the financial crisis. After controlling for loan characteristics and bank fixed effects, as of 2010:Q1, the average C&I loan spread was 66 basis points or 23 percent above normal. From about 2005 to 2008, the loan spread averaged 23 basis points below normal. Thus, from the unusually loose lending conditions in 2007 to the much tighter conditions in 2010:Q1, the average loan spread increased by about 1 percentage point. The author finds that large and medium-sized banks tightened their loan rates more

Author: Alain Laurin
Publisher: World Bank Publications
Keywords: developed, emerging, countries, selected, practices, loan, classification, provisioning, bank
Number of Pages: 64
Published: 2003-03-01
ISBN-10: 0821353977
ISBN-13: 9780821353974

This report reviews loan classification and provisioning practices in a broad sample of countries that vary in size, location, and level of financial development. The survey conducted for this book compares the regulatory approaches adopted by industrial and emerging economies, and is intended to complement other sources of information that focus exclusively on either industrial or developing countries.This report details loan classifications and provisioning practices prevailing in the 23 jurisdictions represented in the Basel Core Principles Liaison Group at the end of 2001. It includes clas

Author: DIANE Publishing Company
Publisher: DIANE Publishing
Keywords: reserves, default, prevention, efforts, loss, loan, management, fha, multifamily, hud
Number of Pages: 42
ISBN-10: 078814085X
ISBN-13: 9780788140853

HUD, through the Fed. Housing Admin. (FHA) insures private lenders against financial losses from borrowers' defaults on mortgages used to finance multifamily (MF) rental properties. This is a report on the adequacy of the loan loss reserves covering FHA's MF loan portfolio. It evaluated: the methodology FHA used to establish loan loss reserves for its FY Ô93 MF portfolio; the benefit of creating a new, actuarially sound insur. fund for all new MF housing insur. commitments; and HUD's current initiatives for preventing future defaults on FHA's MF housing loans.

Author: Deborah Lucas
Publisher: DIANE Publishing
Keywords: loan, programs, student, federal, policy, options, costs
Number of Pages: 36
Published: 2010-08
ISBN-10: 1437931588
ISBN-13: 9781437931587

The fed. govżt. helps students finance higher educ. through two loan programs ż one that guarantees loans made by private lenders and one that makes loans directly to borrowers. The two programs differ in how they are admin. and funded. Those diff. cause the guaranteed loan program (GLP) to have a significantly higher rate of fed. subsidies than the direct loan program has. However, such subsidy-rate estimates do not include the costs to taxpayers that stem from the risks involved in making student loans, nor do they include fed. admin. costs. This study compares the budgetary and fair-value

Author: George A. Scott (au)
Publisher: DIANE Publishing
Keywords: loan, federal, borrowing, limit, increase, stafford, enrollment, student, loans, patterns, tuition
Number of Pages: 18
ISBN-10: 1437986528
ISBN-13: 9781437986525

Author: Unknown
Publisher: DIANE Publishing
Keywords: program, loan, substantial, result, savings, affecting, designation, adversely, exceptional, family, education, eliminating, federal, performer
Number of Pages: 26
ISBN-10: 1422397513
ISBN-13: 9781422397510
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