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Author: Unknown
Publisher: DIANE Publishing
Keywords: planning, retirement, mystery, taking
Number of Pages: 68
Published: 2007-10
ISBN-10: 1422317684
ISBN-13: 9781422317686

The key to a comfortable retirement is planing well in advance. Yet a recent survey indicates that with the "Baby Boom" generation approaching retirement age, less than half of Amer. have calculated how much they will need to save for retirement. To help Amer. prepare for retirement, the U.S. Dept. of Labor has developed this book. The info. contained here is valuable to everyone, but the book is specifically designed to help those who are about a decade from retirement. Contents: Planning for a Lifetime; Tracking Down Today's Money; Tracking Down Future Money at Retirement & After; Tracking D
39920

Author: Barry Leonard
Publisher: DIANE Publishing
Keywords: retirement
Number of Pages: 44
Published: 2007-12-01
ISBN-10: 1422319032
ISBN-13: 9781422319031

Your employerżs retirement savings plan is an essential part of your future financial security. This report covers private retirement plans that are governed by Federal laws & guidelines in the Employee Retirement Income Security Act of 1974 (ERISA) & the Internal Revenue Code. Includes info. on: Different types of retirement plans; What info. you can get about your plan; When & how you can receive retirement benefits; What to do if you have a question or find a mistake; The responsibilities of those who manage the plan & its investments; Your responsibilities to understand & monitor your pla
39083

Author: Sharon Cekala
Publisher: DIANE Publishing
Keywords: further, evaluation, merit, changes, retirement, possible, military
Number of Pages: 56
Published: 1996-06-01
ISBN-10: 0788178571
ISBN-13: 9780788178573

Changes made to the design of many civilian retirement systems over the past 2 decades, along with increasing federal budget pressures, have focused attention on whether the military retirement system is best designed to efficiently meet the needs of the DoD and members of the military services. This report addresses: (1) military retirement costs, (2) the role of military retirement in shaping and managing U.S. forces, and (3) proposed changes to modernize the system and contribute to more efficient force management. Charts and tables.
46043

Author: U.S. Department of Labor
Publisher: GPO FCIC
Keywords: planning, retirement, mystery, taking
Number of Pages: 68
Published: 2008-01-01
ISBN-10: 1612210406
ISBN-13: 9781612210407

Designed for those about 10 years from retirement, this comprehensive publication has step-by-step worksheets to help you figure out how much money you need to retire and how to make sure your funds will last during your retirement.
3528

Author: Barbara D. Bovbjerg
Publisher: DIANE Publishing
Keywords: iras, offer, employees, congressional, testimony, employers, encourage, accounts, retirement, government, actions, could, individual
Number of Pages: 33
Published: 2009-02-01
ISBN-10: 1437907083
ISBN-13: 9781437907087

Congress created individual retirement accounts (IRAs) with two goals: (1) to provide a retirement savings vehicle for workers without employer-sponsored retirement plans; and (2) to preserve individualsż savings in employer-sponsored retirement plans when they change jobs or retire. Questions remain about IRAsż effectiveness as a vehicle to facilitate new, or additional, retirement savings. This is a report on: (1) the role of IRAs in retirement savings; (2) the prevalence of employer-sponsored and payroll-deduction IRAs and barriers discouraging employers from offering these IRAs; and (3)
10919

Author: John J. Topelski
Publisher: DIANE Publishing
Keywords: congress, issues, savings, retirement, plans
Number of Pages: 32
Published: 2011-04-01
ISBN-10: 1437980864
ISBN-13: 9781437980868

Over the past 25 years, defined contribution (DC) plans including 401(k) plans have become the most prevalent form of employer-sponsored retirement plan (ESRP) in the U.S. The majority of assets held in these plans are invested in stocks and stock mutual funds. The decline in the major stock market indices in 2008 greatly reduced the value of many families' retirement savings. Contents of this report: New Challenges to a Secure Retirement Income; Access to ESRP; Participation in ESRP; Contributions to Retirement Savings Plans; Investment Choices and Investment Risk; Fees and Fee Disclosure; Le
6754

Author: Barbara D. Bovbjerg
Publisher: DIANE Publishing
Keywords: employers, offer, iras, employees, encourage, could, retirement, accounts, government, actions, individual
Number of Pages: 64
Published: 2008-10-01
ISBN-10: 1437906281
ISBN-13: 9781437906288

Congress created individual retirement accounts (IRAs) with two goals: (1) to provide a retirement savings vehicle for workers without employer-sponsored retirement plans; and (2) to preserve individualsż savings in employer-sponsored retirement plans. However, questions remain about IRAsż effectiveness in facilitating new, or additional, retirement savings. This is a report on: (1) how IRA assets compare to assets in other retirement plans; (2) what barriers may discourage small employers from offering IRAs to employees; and (3) the adequacy of the IRS and the Dept. of Laborżs oversight of
2888
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