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Author: DIANE Publishing Company
Publisher: DIANE Publishing
Keywords: regulatory, restrictions, removing, risks, banking, benefits, interstate
Number of Pages: 214
Published: 1995-11-01
ISBN-10: 0788125680
ISBN-13: 9780788125683

Focuses on the following three areas: (1) the impact of interstate banking on the structure of the banking industry; (2) the implications of removing interstate banking and branching laws on the safety and soundness of the banking industry; and (3) the risks associated with removing interstate banking and branching laws and ways to minimize such risks. Charts and tables.

Author: Carl Ramirez
Publisher: DIANE Publishing
Keywords: banking, implementing, line, banks, reported, experiences, electronic
Number of Pages: 55
Published: 1998-06
ISBN-10: 0788179659
ISBN-13: 9780788179655

The growing accessibility of on-line banking services through computers with direct dial-up or Internet connections has led to heightened concerns about the vulnerability of bank & electronic payment systems. This report identifies (1) the number of banks & thrifts that reported they offer or plan to offer on-line banking & the types of services they reported, & (2) experiences reported by banks in implementing their on-line banking systems as well as efforts to mitigate associated risks. A survey was conducted of 349 banks in 1997; this information was used to project to the total population

Author: Unknown
Publisher: DIANE Publishing
Keywords: customer, needs, responding, banking, shape, retail, changing
Number of Pages: 67
Published: 1985-05
ISBN-10: 1568062958
ISBN-13: 9781568062952

Summary of a conference on how banks can respond to customer needs, deliver services, develop relationships with entrepreneurs, provide low cost banking and consumer education, and make community investments. Also considers banking deregulation. Black and white photos.

Author: Timothy Clark
Publisher: DIANE Publishing
Keywords: industry, banking, economic, policy, review, reprint, return, retail, risk, role, structure
Number of Pages: 853
Published: 2008-04
ISBN-10: 1428988785
ISBN-13: 9781428988781

The U.S. banking industry is experiencing a renewed interest in retail banking (RB), defined as products & services provided to consumers & small bus. This article documents the żreturn to retailż in the U.S. banking industry & offers some insight into why the shift has occurred. The principal attraction of RB seems to be the belief that its revenues are stable & thus can offset volatility in non-retail bus. Interest in RB activities fluctuates with the performance of non-retail banking & financial market activities. Documents the features that the recent żreturn to retailż has in common w

Author: Stephen A. Rhoades
Publisher: DIANE Publishing
Keywords: united, states, structure, banking, mergers, bank
Number of Pages: 38
Published: 2010-11
ISBN-10: 1437933653
ISBN-13: 9781437933659

After 1980, the U.S. banking industry experienced a sustained and unprecedented level of merger activity that has substantially affected banking structure. From 1980 through 1998, there were approx. 8,000 mergers, involving about $2.4 trillion in acquired assets. From 1990 to 1999 several mergers occurred that, at the time of occurrence, were the largest bank mergers in U.S. history. This report describes various facets of bank merger activity and some of the changes in U.S. banking structure that occurred from 1980 through 1998. A primary force underlying the sustained merger movement in bank

Author: World Bank
Publisher: World Bank Publications
Keywords: banking, economies, access, measuring, poor
Number of Pages: 108
Published: 2009
ISBN-10: 082137754X
ISBN-13: 9780821377543

How many people are using banking services in poor countries? What financial services are used? And how could access to banking services be expanded to include more people? 'Banking the Poor' explores these questions, through responses to questions in surveys undertaken in 54 countries, mostly in Africa.The biggest contribution of this study is new data. 'Banking the Poor' collects information from two sources: central banks and leading commercial banks in each surveyed country. It explores associations between countries' banking policies and practices and their levels of financial access, mea

Author: DIANE Publishing Company
Publisher: DIANE Publishing
Keywords: western, states, three, experiences, banking, interstate
Number of Pages: 122
Published: 1995-03-01
ISBN-10: 0788117521
ISBN-13: 9780788117527

Reviews the potential impact of lifting restrictions on interstate banking. Discusses experiences of three western states: California, Washington, and Arizona -- which have operated an environment permitting interstate banking and in-state branching. Charts and tables.
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