Author: Yvonne Jones
Publisher: DIANE Publishing
Keywords: requirement, clear, counseling, credit, reform, value, bankruptcy
Number of Pages: 68
Published: 2007-12-01
ISBN-10: 1422317250
ISBN-13: 9781422317259

The Bankruptcy Abuse Prevention & Consumer Protection Act of 2005 requires individuals to receive credit counseling before filing for bankruptcy & to take a debtor education course before having debts discharged. Concerns were raised that the new requirements could expose consumers to abusive practices by credit counseling agencies or become barriers to filing for bankruptcy. This report examines: (1) the process of approving counseling & education providers; (2) the content & results of the counseling & education sessions; (3) the fees charged; & (4) the availability of & challenges to access

Author: Jennifer L. Sorenson
Publisher: DIANE Publishing
Keywords: housing, counseling, grant, expenditures, hud, evaluation, corporation, inc, acorn
Number of Pages: 37
Published: 2011-01
ISBN-10: 143794048X
ISBN-13: 9781437940480

This is a print on demand edition of a hard to find publication. Evaluation of grant funds awarded under HUDżs Housing Counseling Program to ACORN Housing Corp., Inc. (AHC), now operating as Affordable Housing Centers of Amer., to determine whether AHC used HUD grant funds in compliance with grant agreement requirements. During FY 2008 and 2009, AHC was awarded $3,252,399 in HUD comprehensive housing counseling grants. More than $2.544 million was charged to the HUD grants as salary expenses. Since many of AHCżs counselors also provided counseling services funded through other Federal and no

Author: Unknown
Publisher: DIANE Publishing
Keywords: issues, answers, facts, testing, hiv, counseling, voluntary
Number of Pages: 34
Published: 1993-09-01
ISBN-10: 0788101803
ISBN-13: 9780788101809

A book for the general public on the benefits of early medical attention for infection with HIV (human immunodeficiency virus), which causes AIDS (acquired immunodeficiency syndrome). Discusses what HIV is, how a person becomes infected & what happens when they do, & how to get counseling & testing. Black & white photos.

Author: Michael J. McCann
Publisher: DIANE Publishing
Keywords: counselor, manual, methadone, using, opiate, addiction, treatment
Number of Pages: 359
Published: 1995-11
ISBN-10: 0788125346
ISBN-13: 9780788125348

Written to facilitate training of new counselors and improve the quality of the counseling component of methadone treatment in the State of California. Appendices are helpful both in implementing some of the requirements of state and federal regulations, and in counseling activities. This manual is an attempt to consolidate information in regulations, in the methadone literature, and from colleagues in the addictions field into a useful and practical instrument. Extensive bibliography.

Author: Matthew J. Scire
Publisher: DIANE Publishing
Keywords: improved, need, controls, over, borrowers, counseling, underscore, issues, product, mortgages, complexity, consumer, protection, reverse
Number of Pages: 80
Published: 2009-12
ISBN-10: 143791859X
ISBN-13: 9781437918595

Reverse mortgages -- a type of loan against the borrower's home that is available to seniors -- are growing in popularity. However, concerns have emerged about the adequacy of consumer protections for this product. Most reverse mortgages are made under the HUD Home Equity Conversion Mortgage (HECM) program. HUD insures the mortgages, which are made by private lenders, and oversees the agencies that provide counseling to prospective HECM borrowers. This report examines issues and federal activities related to: (1) the potential benefits and costs of HECMs to borrowers; (2) misleading HECM marke

Author: Jeanne A. Smith
Publisher: DIANE Publishing
Keywords: counseling, newborns, infants, management, diagnosis, cell, disease, screening, sickle
Number of Pages: 110
Published: 1997-08
ISBN-10: 078814703X
ISBN-13: 9780788147036

Developed by a private-sector panel of health care experts & a consumer representative, this clinical practice guideline sets forth a comprehensive program for identifying, diagnosing, & treating newborns & infants with sickle cell disease & recommends education & counseling strategies for their parents. Addresses neonatal screening & provides specific recommendations on the newborn population to be screened, laboratory methods for screening & diagnosing the disease, & medical management of patients. Includes tables, glossary, references, & sources for patient education materials.

Author: John M. Barron
Publisher: DIANE Publishing
Keywords: person, delivery, effective, counseling, enhanced, credit, technology
Number of Pages: 29
Published: 2011-05-01
ISBN-10: 1437982719
ISBN-13: 9781437982718